Washington Earthquake Insurance Info
A standard Washington home or condominium insurance policy does not
cover earthquake damage. Coverage is available either in the form of an
endorsement or as a separate policy. Even if you don't live in a part of
Washington where earthquakes are common, you should still consider
earthquake insurance.
Washington earthquake insurance offers protection from
the shaking and cracking that can destroy buildings and
personal property.
Earthquake insurance rates are determined differently
by each insurance company and pricing can vary widely
depending on several important factors about your
home and where you live in Washington. For instance,
wood homes usually survive earthquakes better than
brick and therefore receive lower rates than brick
homes. In addition, homes located in areas more prone
to earthquakes see that reflected in their Washington
earthquake insurance rates.
Some insurance companies will require an inspection of
your property before agreeing to issue an earthquake
insurance policy. Many insurance companies require that
your Washington home be bolted to its foundation. Other
factors are evaluated about your home in determining the
cost of insuring you. They may include the following:
1. location and bracing of interior walls
2. strapping guards to secure fixtures such as water
heaters
3. how shelves are mounted on walls
Each year, more Washington home owners get rid of
their earthquake coverage than buy it because,
according to consumer groups, the insurance policies
cost too much and offer too little protection. Less than
10% of Washington home owners have earthquake
insurance, even though the state of Washington is an
active area for significant sized earthquakes. Talk with
us about your homes earthquake insurance needs
today!
Click on the link below to fill out a secure quote request
form for a Washington Earthquake Insurance policy that
will provide excellent insurance coverage at an affordable
cost. Or you can speak with our Washington Earthquake
Insurance agent specialist at (509) 324-6311 to discuss
the features.
We are a Spokane, WA insurance agency offering affordable
Washington earthquake insurance policy coverage in the following
towns, cities and counties in Washington state: Opportunity, Millwood,
Dishman, Seven Mile, Veradale, Spokane Valley, Trentwood, Pasadena
Park, Glenrose, Country Homes, Greenacres, Newman Lake, Otis
Orchards, Airway Heights, Mead, Colbert, Buckeye, Chattaroy, Milan,
Deer Park, Elk, Clayton, Tumtum, Long Lake, Ford, Deep Creek,
Reardan, Four Lakes, Medical Lake, Espanola, Marshall, Tyler, Cheney,
Vallyford, Spangle, Plaza, Mica, Freeman, Manito, Fairfield, Waverly,
Rockford, Whitman County, Pend Oreille County, Lincoln County,
Stevens County, and Spokane County, WA. We can also offer lower
cost Washington earthquake insurance coverage services throughout
the state of Washington.
**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed
insurance agent.
Washington
Personal Insurance
The Fletcher Agency
421 W. Hastings Road
Spokane, Washington 99218
Spokane County, WA
Office: (509) 324-6311
Fax: (509) 324-6340

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Washington Earthquake Insurance Policy Information
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