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Washington Motorcycle Insurance
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The value of good motorcycle insurance often doesn't become apparent until
you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have Washington motorcycle insurance coverage you can count on. |
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Let our experienced Spokane County, Washington
Motorcycle Insurance policy specialist explain the different Liability limits, Comprehensive, Collision, Uninsured Motorist, Medical coverages, and deductibles that are available for you to choose from. We offer affordable motorcycle insurance policies from a leader in the insurance industry. This means more stable premiums and none of those 15% increases after the first year. |
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Learn more about Washington Motorcycle
Insurance policy coverage options below! |
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Click on the link below to fill out a secure quote
request form for a Washington Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with our Spokane, Washington area Motorcycle Insurance agent associate at (509) 324-6311 to discuss the policy features in more detail. |
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Covers damage caused to the owners motorcycle from a collision caused by
another vehicle or other object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the Washington Motorcycle Insurance policy. |
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Covers damage caused to the insured's motorcycle (your motorcycle) from
risks such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Washington Motorcycle Insurance policy. |
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Washington Motorcycle Insurance FAQ
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We are a Spokane, WA insurance agency offering affordable Washington
motorcycle insurance policy coverage in the following towns, cities and counties in Washington state: Opportunity, Millwood, Dishman, Seven Mile, Veradale, Spokane Valley, Trentwood, Pasadena Park, Glenrose, Country Homes, Greenacres, Newman Lake, Otis Orchards, Airway Heights, Mead, Colbert, Buckeye, Chattaroy, Milan, Deer Park, Elk, Clayton, Tumtum, Long Lake, Ford, Deep Creek, Reardan, Four Lakes, Medical Lake, Espanola, Marshall, Tyler, Cheney, Vallyford, Spangle, Plaza, Mica, Freeman, Manito, Fairfield, Waverly, Rockford, Whitman County, Pend Oreille County, Lincoln County, Stevens County, and Spokane County, WA. We can also offer lower cost Washington motorcycle insurance coverage services throughout the state of Washington. |
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Washington Motorcycle Insurance FAQ
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage available for purchase in Washington is 25/50 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the state of Washington minimums listed below. Contact us at (509) 324-6311 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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Washington Liability Coverage limits explanation:
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25/50/10 25=$25,000 - 50=$50,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle insurance coverage. The minimum coverage amount in Washington is $10,000. |
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Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding on or driving your motorcycle. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding on another motorcycle. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required Washington Motorcycle Insurance coverage. |
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20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident. |
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Washington Motorcycle Insurance FAQ
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Washington Motorcycle Insurance FAQ
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Example of uninsured motorist limits:
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Washington Motorcycle Insurance FAQ
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no auto or motorcycle liability insurance. This is not a required coverage for Washington Motorcycle Insurance. Contact us today at either of our locations to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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Protects you if your motorcycle is damaged in an accident caused by a driver who
has insufficient auto or motorcycle insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in Washington. |
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This type of motorcycle insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required Washington motorcycle insurance coverage. |
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Underinsured Motorist Bodily Injury Coverage
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Underinsured Motorist Property Damage Coverage
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Washington Motorcycle Insurance FAQ
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Click on the link below to fill out a secure quote request form for a Washington
Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with our Spokane, Washington Motorcycle Insurance specialist at (509) 324-6311 to discuss the policy features in more detail. |
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Washington
Personal Insurance
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Motorcycle
Insurance
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The Fletcher Agency
421 W. Hastings Road
Spokane, Washington 99218
Spokane County, WA
Office: (509) 324-6311
Fax: (509) 324-6340
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Answer a few questions and
we can provide you with an
insurance quote by phone or email. Choose a Washington personal or business insurance coverage from the menu above. |
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The Fletcher Agency
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Insurance Coverages - Insurance Solutions
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Washington Motorcycle Insurance Info
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