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Washington RV Insurance
(Recreational Vehicle)
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The value of good recreational vehicle insurance often doesn't become
apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have Washington RV insurance coverage you can count on. |
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Let one of our experienced Spokane, Washington RV
insurance policy specialists explain the different Liability limits, Comprehensive, Collision, Personal Injury Protection, Uninsured Motorist, and Medical coverages, as well as Full-Timer coverage, Vacation Liability coverage, Total Lost Replacement Cost coverage for newer RV's, and the deductibles that are available for you to choose from. We offer affordable recreational vehicle (RV) insurance policies from a leading insurance company serving Washington. |
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Learn more about Washington RV Insurance
policy coverage options below! |
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Click on the link below to fill out a secure quote request
form for a Washington RV Insurance policy that will provide excellent RV insurance coverage at an affordable cost. Or you can speak with our Spokane County, Washington RV Insurance specialist at
(509) 324-6311 to discuss the policy features in more
detail. |
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Covers damage caused to the insured's RV (your RV) from risks such as theft,
fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the Washington RV insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Washington recreational vehicle insurance policy. |
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Washington RV Insurance Policy FAQ
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We are a Spokane, WA insurance agency offering affordable Washington RV
insurance policy coverage in the following towns, cities and counties in Washington state: Opportunity, Millwood, Dishman, Seven Mile, Veradale, Spokane Valley, Trentwood, Pasadena Park, Glenrose, Country Homes, Greenacres, Newman Lake, Otis Orchards, Airway Heights, Mead, Colbert, Buckeye, Chattaroy, Milan, Deer Park, Elk, Clayton, Tumtum, Long Lake, Ford, Deep Creek, Reardan, Four Lakes, Medical Lake, Espanola, Marshall, Tyler, Cheney, Vallyford, Spangle, Plaza, Mica, Freeman, Manito, Fairfield, Waverly, Rockford, Whitman County, Pend Oreille County, Lincoln County, Stevens County, and Spokane County, WA. We can also offer lower cost Washington recreational vehicle insurance coverage services throughout the state of Washington. |
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This coverage comes into play when an at-fault driver has RV, auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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Underinsured Motorist Bodily Injury Coverage
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This type of RV insurance coverage pays for your medical expenses, lost wages,
and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient RV, auto or motorcycle insurance coverage. The RV insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required Washington RV insurance coverage. |
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Underinsured Motorist Property Damage Coverage
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Protects you if your RV is damaged in an accident caused by a driver who has
insufficient insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in Washington. |
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Washington RV Insurance Policy FAQ
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Click on the link below to fill out a secure quote request form for a Washington
RV Insurance policy that will provide excellent insurance coverage at an affordable cost. Or you can speak with our Spokane, Washington RV Insurance specialist at (509) 324-6311 to discuss the policy features in more detail. |
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Covers damage caused to the owners RV from a collision caused by another
auto, RV, or other object. The deductible is the amount you choose to pay upfront (if any) before the RV insurance policy pays. The higher the deductible chosen the lower the collision coverage cost within the Washington RV insurance policy. |
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Washington RV Insurance Policy FAQ
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Washington RV Insurance Policy FAQ
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of an
RV insurance policy. The minimum liability insurance coverage available for purchase in Washington is 25/50 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums set by the state of Washington and are listed below. Contact us at (509) 324-6311 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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Washington Liability Coverage limits explanation:
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25/50/10 25=$25,000 - 50=$50,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, RV, car, truck, fence, or house, is covered through property damage RV insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum coverage amount in Washington is $10,000. |
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Benefits Provided Include:
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Pays 80% of all reasonable expenses for necessary medical, surgical, x-ray, dental
and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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Necessary remedial treatment (nursing home care or home nursing care).
Pays 60% of gross income loss caused by inability to work because of an injury
suffered in an accident.
$5,000 death benefit
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Washington RV Insurance Policy FAQ
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Washington RV Insurance Policy FAQ
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The state of Washington does not require (PIP) or personal injury protection
coverage. This coverage pays medical bills for injuries suffered in an auto accident regardless of who caused the accident. |
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Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding in or driving your RV. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a RV when you are walking or if you are riding in another RV. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required Washington recreational vehicle (RV) Insurance coverage. |
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Washington RV Insurance Policy FAQ
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25/50 25=$25,000 - 50=$50,000
First number = uninsured motorist maximum for one person injured in an accident.
Second number = uninsured motorist maximum for all injuries in one accident.
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Example of uninsured motorist limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-
fault driver who has no auto liability insurance. This coverage is not required in a Washington RV Insurance policy. Contact us today to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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RV Insurance
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Washington
Personal Insurance
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The Fletcher Agency
421 W. Hastings Road
Spokane, Washington 99218
Spokane County, WA
Office: (509) 324-6311
Fax: (509) 324-6340
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Answer a few questions and
we can provide you with an
insurance quote by phone or email. Choose a Washington personal or business insurance coverage from the menu above. |
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The Fletcher Agency
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Insurance Coverages - Insurance Solutions
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Washington RV Insurance Information
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