Washington Snowmobile Insurance
The value of good snowmobile insurance often doesn't become apparent
until you really need it. Whether it's a minor fender bender or a more
substantial accident, it pays to have state of Washington snowmobile
insurance coverage you can count on.
Let our experienced Spokane, Washington Snowmobile
Insurance policy specialist explain the different Liability
limits, Comprehensive, Collision, Uninsured Motorist,
Personal Injury Protection, Medical coverages, and
deductibles that are available for you to choose from.
We offer affordable yearly snowmobile insurance
policies from leading insurance companies serving the
Spokane County area.
Learn more about Washington Snowmobile
Insurance policy coverage options below!
Click on the link below to fill out a quote request form
for a Washington Snowmobile Insurance policy that
will provide excellent snowmobile insurance coverage
at an affordable cost. Or you can speak with our
Washington Snowmobile Insurance agent specialist at
(509) 324-6311 to discuss the policy features in more
detail.
Covers damage caused to the owners snowmobile from a collision caused by
another vehicle or other object. The deductible is the amount you choose to
pay upfront (if any) before the Snowmobile Insurance policy pays. The higher
the deductible you choose, the lower the collision coverage cost within the
Washington Snowmobile Insurance policy.
Washington Snowmobile Insurance FAQ
We are a Spokane, WA insurance agency offering affordable Washington
snowmobile insurance policy coverage in the following towns, cities and counties
in Washington state: Opportunity, Millwood, Dishman, Seven Mile, Veradale,
Spokane Valley, Trentwood, Pasadena Park, Glenrose, Country Homes,
Greenacres, Newman Lake, Otis Orchards, Airway Heights, Mead, Colbert,
Buckeye, Chattaroy, Milan, Deer Park, Elk, Clayton, Tumtum, Long Lake, Ford,
Deep Creek, Reardan, Four Lakes, Medical Lake, Espanola, Marshall, Tyler,
Cheney, Vallyford, Spangle, Plaza, Mica, Freeman, Manito, Fairfield, Waverly,
Rockford, Whitman County, Pend Oreille County, Lincoln County, Stevens
County, and Spokane County, WA. We can also offer lower cost Washington
snowmobile insurance coverage services throughout the state of Washington.
Covers damage caused to the insured's snowmobile (your snowmobile) from risks
such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil
unrest. The deductible is the amount you choose to pay upfront (if any) before the
snowmobile insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost within the Washington Snowmobile Insurance policy.
Washington Snowmobile Insurance FAQ
Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of a
snowmobile insurance policy. The Washington minimum liability insurance coverage
requirements are 25/50/10 and is explained in detail below. However, we recommend
that you choose liability insurance coverage amounts that are higher than the
minimums required by Washington state law. Contact us at (509) 324-6311 to discuss
what liability coverage amounts you require to meet your family and personal needs.

Washington Liability limits explanation:
25/50/10 25=$25,000 - 50=$50,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a fence
or house, is covered through the property damage coverage in Washington
Snowmobile Insurance. This coverage also assists in protecting you if a lawsuit
arises from an accident.
Washington Snowmobile Insurance FAQ
Washington Snowmobile Insurance FAQ
Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding on or driving your snowmobile. Claims
against this coverage include all reasonable hospital, surgical, chiropractor, X-ray,
dental, professional nursing, prosthetic, and funeral expenses. It will also cover you
or members of your family if you are hit by a snowmobile when you are walking or if
you are riding on another snowmobile. This coverage will pay for your medical and
funeral expenses even if you cause the accident. The coverage is often limited to
medical care you get in the first one, two, or three years after the accident and is
limited to a specific dollar amount. This is not a required coverage option for state of
Washington Snowmobile Insurance.
25/50 25=$25,000 - 50=$50,000
First number = uninsured motorist maximum for one person injured in an accident.
Second number = uninsured motorist maximum for all injuries in one accident.

Example of uninsured motorist limits:
Washington Snowmobile Insurance FAQ
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-
fault driver who has no snowmobile liability insurance. This is not a required coverage
for Washington Snowmobile Insurance. The Washington minimum uninsured motorist
insurance coverage requirements are 25/50 and is explained in detail below. Contact
us to discuss what uninsured coverage amounts you require to meet your family and
personal needs.

This coverage comes into play when an at-fault driver has snowmobile liability
insurance, but the limit of insurance is inadequate to pay for your damages.

This type of snowmobile insurance coverage pays for your medical expenses,
lost wages, and other damages when you or your passengers are injured in an
accident caused by a driver who has insufficient snowmobile insurance
coverage. The Washington snowmobile insurance coverage typically pays the
difference between the coverage limit you select and the other driver's bodily
injury coverage limit. This is not a required snowmobile insurance coverage in
Washington.
Underinsured Motorist Bodily Injury Coverage
Washington Snowmobile Insurance FAQ
Click on the link below to fill out a quote request form for a Washington
Snowmobile Insurance policy that will provide excellent snowmobile insurance
coverage at an affordable cost. Or you can speak with our Spokane County,
Washington Snowmobile Insurance agent specialist at (509) 324-6311 to
discuss the policy features in more detail.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Snowmobile
Insurance
Washington
Personal Insurance
The Fletcher Agency
421 W. Hastings Road
Spokane, Washington 99218
Spokane County, WA
Office: (509) 324-6311
Fax: (509) 324-6340

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Washington Snowmobile Insurance Policy Information
The Fletcher Agency
Insurance Coverages - Insurance Solutions
Spokane, Washington
Washington Snowmobile Insurance Info
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